The 7 Best Loan Agencies in Los Angeles

In a bustling city like Los Angeles, finding the right loan agency can be a daunting task. Whether you’re looking to finance a new home, start a business, or consolidate debt, choosing the right agency is crucial. This guide will explore the 7 best loan agencies in Los Angeles, helping you make informed decisions based on your financial needs and goals.

When selecting a loan agency, consider the following services and aspects:

  • Home Loans: Agencies offering competitive mortgage rates and terms.
  • Auto Loans: Financing options for new and used vehicles.
  • Personal Loans: Flexible options for debt consolidation, emergencies, or other personal expenses.
  • Business Loans: Tailored solutions for startups and established businesses.
  • Student Loans: Assistance with funding educational pursuits.
  • Loan Terms: Consider the interest rates, repayment periods, and fees associated with each loan.
  • Customer Service: The importance of responsive and helpful support.
  • Reputation: Check reviews and ratings to ensure reliability and trustworthiness.

Understanding these elements will guide you in choosing a loan agency that aligns with your financial objectives, ensuring a smooth and stress-free experience.

7

Number of companies

5297

Verified reviews

4,43

Average rating

Lendistry

1. Lendistry

★ ★ ★ ★ ★ 4,8/5
767 S Alameda St UNIT 340, 90021.0, Los Angeles
  • Loan agency

Why we chose them

Lendistry is a pioneering, minority-led, technology-enabled lender specializing in small business and commercial real estate financing. With Community Development Financial Institution (CDFI) and Community Development Entity (CDE) certification, the company plays a significant role in supporting underserved communities. Ranked second nationwide in SBA Community Advantage lending, it stands out for its commitment to providing responsible and accessible financing options to small business owners. Headquartered in a Los Angeles Opportunity Zone, the company is a key member of the Federal Home Loan Bank of San Francisco, further emphasizing its influence and reach in the financial sector.

In collaboration with its nonprofit partner, The Center by Lendistry, the company is dedicated to fostering economic opportunities and progressive growth for urban and rural small business borrowers. This partnership underscores its mission to enhance the economic landscape for underserved communities, ensuring they have access to the resources needed for success. By focusing on these goals, the company not only supports individual entrepreneurs but also contributes to broader community development and revitalization efforts.

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Dakota Financial
(3******30

2. Dakota Financial

★ ★ ★ ★ ★ 4,0/5
11766 Wilshire Blvd #550, 90025.0, Los Angeles
  • Loan agency
  • Financial consultant
  • Financial institution

Why we chose them

Dakota Financial, LLC stands out as a dynamic asset-based direct funding source, offering tailored financial solutions to businesses across all 50 states. With over 22 years of experience, they have financed more than 15,000 businesses, addressing the unique credit challenges faced by their customers. Their approach is distinguished by creative solutions, focusing on collateral rather than credit scores. This makes them an ideal partner for businesses dealing with past bankruptcies, tax liens, judgments, or slow payments. Dakota Financial is committed to providing exceptional service with same-day approvals, leveraging their deep industry knowledge to create more value for their partners and customers.

Specializing in loan agency, financial consulting, and as a financial institution, Dakota Financial offers a broad range of programs tailored to meet specific industry needs. They provide funding amounts from $10,000 to $400,000, requiring minimal documentation and no tax returns. Their flexible terms include leases and EFAs with up to 48-month durations and early payoff options without penalties. Clients benefit from their comprehensive customer care, ensuring a smooth financial journey even for those with challenging credit histories. Dakota Financial’s innovative solutions and customer-focused service have earned them high praise from clients, making them a valuable addition to our directory.

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Wilshire Consumer Credit
(8******45

3. Wilshire Consumer Credit

★ ★ ★ ★ ★ 3,0/5
4727 Wilshire Blvd # 100, 90010.0, Los Angeles
  • Loan agency

Why we chose them

Wilshire Consumer Credit is a prominent loan agency recognized for its commitment to providing financial solutions tailored to meet diverse consumer needs. Known for its secure and efficient services, the company has implemented robust measures to protect its online platform from potential threats, ensuring a safe environment for its clients. By focusing on security and performance, Wilshire Consumer Credit offers a reliable and trustworthy service, making it a noteworthy inclusion in our company directory.

Despite the technical challenges that users may encounter on their website, the company remains dedicated to resolving issues promptly and maintaining open communication with its clientele. This dedication to customer service and security underscores their reputation as a dependable financial partner. With a focus on delivering quality loan services, they continue to foster trust and satisfaction among their customers, highlighting their importance in the financial sector.

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Loancenter
(8******40

4. Loancenter

★ ★ ★ ★ ★ 4,6/5
4727 Wilshire Blvd # 100, 90010.0, Los Angeles
  • Loan agency

Why we chose them

LoanCenter stands out as a comprehensive loan agency providing a wide range of lending solutions tailored to meet diverse financial needs. With an emphasis on user-friendly processes, the company offers options such as car title loans, motorcycle title loans, RV title loans, personal loans, and auto loans. Customers can also explore refinancing options for both auto and title loans. The platform is designed to make the loan process fast and convenient, allowing customers to get pre-qualified without impacting their credit scores. By leveraging the latest technology, LoanCenter ensures that finding the right loan and vehicle is an effortless experience from the comfort of home.

The company’s commitment to customer satisfaction is evident in its personalized loan options and efficient service. With an easy three-step process, LoanCenter enables customers to secure funding quickly and confidently. The company caters to all credit types, aiming to provide financial solutions for everyone, regardless of their credit history. The seamless online experience allows customers to browse thousands of pre-qualified vehicles from over 30,000 dealers, ensuring they find the right car and loan structure. LoanCenter’s dedication to accessibility and efficiency makes it a valuable addition to our directory, offering a reliable and inclusive lending source for all.

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California Check Cashing Stores
(3******00

5. California Check Cashing Stores

★ ★ ★ ★ ★ 4,7/5
3404 W Florence Ave, 90043.0, Los Angeles
  • Loan agency
  • Financial institution

Why we chose them

California Check Cashing Stores stands out in our directory for its comprehensive range of financial services tailored to meet the diverse needs of the community. As a prominent loan agency and financial institution, they provide essential financial solutions, making it easier for individuals to manage their finances efficiently. Their commitment to accessible and reliable service has made them a go-to choice for those seeking financial assistance in a convenient and straightforward manner.

Chosen for its strong presence and reputation, this company excels in offering practical financial services that resonate with clients across various backgrounds. By focusing on customer satisfaction and financial empowerment, they have carved a niche in the financial landscape, ensuring that their offerings align with the evolving needs of their clientele. Their dedication to service excellence and financial accessibility underscores why they are featured in our directory.

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New American Funding
(3******46

6. New American Funding

★ ★ ★ ★ ★ 4,9/5
5556 S Centinela Ave UNIT 10, 90066.0, Los Angeles
  • Mortgage lender

Why we chose them

New American Funding – Joe Coy stands out as a top-rated mortgage lender, offering a wide range of home loan options. Under the leadership of Joe Coy, a seasoned Branch Manager with a strong background in loan origination, the company has earned the trust of numerous clients. Their innovative NAF Cash program empowers buyers to make competitive cash offers, enhancing their purchasing power without needing to sell their current home first. This initiative, along with the Pathway to Homeownership program, demonstrates their commitment to providing financial assistance and support to first-time homebuyers, helping them achieve their dream of homeownership.

The company prides itself on a robust culture of trust and respect, known as NAF360, which permeates every interaction and transaction. This culture is reflected in their glowing reviews and dedicated customer service. Additionally, the NAF Connect platform is a valuable resource for real estate professionals, offering enhanced collaboration and real-time updates, streamlining processes, and boosting marketing efforts. With a 4.9/5 rating based on extensive customer feedback, the company continues to excel in delivering exceptional mortgage solutions and customer experiences.

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Above & Beyond Mortgage Lending
(6******01

7. Above & Beyond Mortgage Lending

★ ★ ★ ★ ★ 5,0/5
12400 Wilshire Blvd # 900, 90025.0, Los Angeles
  • Mortgage lender

Why we chose them

Jordan Donolow – Above & Beyond Mortgage Lending stands out in the mortgage industry by offering a comprehensive range of lending solutions tailored to meet diverse client needs. As a seasoned professional with over a decade of experience, Jordan Donolow leads the charge with a commitment to providing exceptional service through various loan options, including Conventional, FHA, VA, USDA, Jumbo, and Super Jumbo loans. His expertise ensures that clients receive personalized, stress-free loan processes, benefiting from the seamless operation of Mortgage Capital Partners’ cohesive team.

Renowned for their dedication to clients’ goals, the company prides itself on a collaborative work environment where expertise is shared among team members. With a reputation for being the preferred lender for many realtors, business managers, and CPAs in Los Angeles and beyond, the company consistently delivers on its promise of smooth and easy transactions. Jordan Donolow’s passion for client satisfaction and customized solutions is evident in his track record as the top producer for the past four years, a testament to his unwavering commitment to excellence in mortgage lending.

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FAQs

What types of loans do agencies in Los Angeles typically offer?

Loan agencies in Los Angeles generally offer a variety of loans including home loans, auto loans, personal loans, business loans, and student loans. Each type is tailored to meet specific financial needs.

What are the average interest rates for home loans in Los Angeles?

The average interest rates for home loans in Los Angeles typically range from 3% to 5% annually, depending on the loan term and the applicant's credit score. These rates are approximate and can vary.

How do I choose the right loan agency for my needs?

To choose the right loan agency, consider factors such as the types of loans offered, interest rates, loan terms, customer service, and the agency's reputation. Reading reviews and comparing multiple agencies can also help in making an informed decision.

What is the typical timeline for getting a loan approved in Los Angeles?

The timeline for loan approval in Los Angeles can vary depending on the type of loan and the lender. Generally, personal loans can be approved within a few days, while home and business loans might take several weeks.

Are there any fees associated with taking out a loan in Los Angeles?

Yes, there are often fees associated with taking out a loan, such as origination fees, processing fees, and late payment fees. These fees vary by lender and loan type, so it's important to review the terms carefully.

What is the typical range for personal loan amounts in Los Angeles?

In Los Angeles, personal loan amounts typically range from €2,000 to €50,000. The specific amount you can borrow depends on your credit score, income, and the lender's policies.

How important is customer service when choosing a loan agency?

Customer service is crucial when choosing a loan agency, as responsive and helpful support can make the borrowing process smoother. Consider agencies with good reviews for their customer service.

What should I consider when comparing loan terms in Los Angeles?

When comparing loan terms, consider the interest rates, repayment periods, fees, and any penalties for early repayment. Understanding these factors will help you choose a loan that fits your financial situation.

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