Top 5 Best Credit Counseling Services in Los Angeles

When it comes to managing debt and improving financial health, choosing the right credit counseling service can make all the difference. Los Angeles offers a range of expert organizations ready to guide you through financial challenges. In this guide, we explore the Top 5 Best Credit Counseling Services in Los Angeles, providing insights into what makes each unique and how they can help you regain control over your finances.

Before diving into the main content, it’s essential to understand the typical services offered by credit counseling agencies and key aspects to consider when selecting the right one for your needs:

  • Budget Counseling: Receive personalized advice to create and manage a sustainable budget.
  • Debt Management Plans: Explore options to consolidate and repay debts effectively.
  • Credit Report Reviews: Get professional assistance in understanding and improving your credit score.
  • Financial Education Workshops: Participate in workshops to enhance your financial literacy.
  • Bankruptcy Counseling: Obtain guidance on bankruptcy options and alternatives.

Consider these factors when choosing a credit counseling service in Los Angeles:

  • Accreditation: Ensure the agency is accredited by reputable organizations such as the National Foundation for Credit Counseling (NFCC).
  • Fees: Understand the service fees, which can range from free to a few hundred dollars.
  • Reputation: Research client reviews and testimonials to gauge satisfaction and reliability.
  • Transparency: Look for clear communication regarding services and fees.
  • Customized Solutions: Seek agencies offering tailored advice specific to your financial situation.

This guide will help you navigate through the top options, ensuring you find the best fit for your financial journey.

5

Number of companies

1152

Verified reviews

4,16

Average rating

American Consumer Credit Counseling
(8******73

1. American Consumer Credit Counseling

★ ★ ★ ★ ★ 5,0/5
633 W 5th St 26th & 28th floor, 90071.0, Los Angeles
  • Credit counseling service

Why we chose them

American Consumer Credit Counseling is a respected not-for-profit agency that provides comprehensive credit counseling services to individuals and families across the nation. Known for its compassionate approach, the company offers free credit and debt counseling services, along with affordable debt management plans. As a member of the National Foundation for Credit Counseling (NFCC), it upholds high standards of service, evidenced by its A+ rating with the Better Business Bureau. The organization specializes in a variety of financial matters, including debt consolidation, bankruptcy counseling, housing counseling, and student loan counseling, helping clients regain control of their financial health.

With a focus on personalized service, the agency ensures that each client receives tailored advice and support. Their certified counselors work diligently to negotiate lower interest rates and monthly payments, offering a path to financial stability without harming credit scores. Clients consistently praise the knowledgeable and friendly staff for their professionalism and ability to make complex financial concepts understandable. This dedication to client satisfaction and effective debt relief solutions makes the organization a trusted partner for those seeking to overcome financial stress and achieve long-term financial wellness.

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Advanced Credit Therapy
(8******11

2. Advanced Credit Therapy

★ ★ ★ ★ ★ 4,1/5
10940 Wilshire Blvd, 90024.0, Los Angeles
  • Credit counseling service

Why we chose them

Advanced Credit Therapy is a leading platform dedicated to helping US residents tackle their financial burdens through expert credit counseling services. Known for their reliable debt forgiveness solutions, they connect individuals with knowledgeable debt advisors who specialize in credit repair, increasing credit scores, and building or rebuilding financial health. Their approach involves analyzing clients’ credit reports to identify negative items and crafting personalized plans to enhance credit scores, ensuring privacy and focused assistance throughout the process.

With a reputation for excellence, the company is highly recommended by clients who appreciate the personalized attention and expertise provided by their team, particularly Ms. Sadaf Omidy. Testimonials highlight the firm’s commitment to resolving credit card issues swiftly and effectively, guiding clients towards financial freedom. Advanced Credit Therapy stands out as a trusted partner for anyone seeking to improve their financial future with proven strategies and expert guidance.

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Century First Credit Solutions
(8******70

3. Century First Credit Solutions

★ ★ ★ ★ ★ 1,7/5
5670 Wilshire Blvd #1800, 90036.0, Los Angeles
  • Credit counseling service

Why we chose them

Century First Credit Solutions is a leading provider in the field of credit counseling services, dedicated to assisting Americans in managing their debt effectively. With a strong focus on creative problem solving, the company leverages over 17 years of experience to help small and medium businesses take their first steps online. Their expertise in business consulting has resulted in generating 8 million in revenue and consulting with 220 clients, showcasing their commitment to helping businesses grow and scale efficiently.

At the core of their services is a personalized approach, ensuring that each client receives tailored advice to meet their unique needs. The company prides itself on offering a solid design environment that supports content with a flexible, modular layout, enhancing the user experience. By integrating professional insights and effective strategies, they empower businesses to thrive in a competitive market, making them a valuable addition to our company directory.

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Los Angeles Credit Repair
(3******31

4. Los Angeles Credit Repair

★ ★ ★ ★ ★ 5,0/5
2801 Vermont Ave #9, 90007.0, Los Angeles
  • Credit counseling service

Why we chose them

Los Angeles Credit Repair offers comprehensive credit counseling services designed to enhance your credit scores swiftly and effectively. With a team of certified experts, the company provides tailored advice and custom game plans to meet each client’s unique financial needs. Their approach promises a stress-free experience, aiming for 100% satisfaction and success in maximizing credit potential. Clients are equipped with personalized strategies to tackle credit challenges, ensuring their financial goals are within reach.

Known for its proven credit repair methods, the company offers a free credit assessment, allowing clients to understand their credit standing better. Their specialists meticulously review credit reports from major bureaus to identify inaccuracies and develop a step-by-step plan to improve scores. The inclusion of a 24/7 credit portal underscores their commitment to keeping clients informed and engaged in the credit repair process. By focusing on removing negative items and building a strong payment history, they help clients across Los Angeles achieve a fresh financial start.

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Roundleaf
(3******27

5. Roundleaf

★ ★ ★ ★ ★ 5,0/5
1601 Vine St 6th floor, 90028.0, Los Angeles
  • Credit counseling service

Why we chose them

Roundleaf Los Angeles is a premier credit counseling service dedicated to helping residents navigate the financial challenges of living in a high-cost city. Specializing in debt management, debt settlement, and credit education, the company offers personalized solutions tailored to individual needs. With a hands-on approach, Roundleaf works closely with clients to understand their unique situations, providing guidance on personal and family budgeting, wealth and resource planning, and financial advising. Their commitment to client success is evident in their focus on rebuilding credit and refocusing capital, ensuring that Los Angeles residents can achieve financial freedom swiftly and effectively.

Recognized for its exceptional customer service, Roundleaf offers in-person, phone, and video consultations, ensuring accessibility and convenience for all clients. The company’s local presence in Los Angeles allows for face-to-face interactions, delivering timely and reliable support from real people, not bots. Since 2006, Roundleaf has built a strong reputation in the community, receiving high recommendations from satisfied clients. This dedication to quality service and community engagement makes Roundleaf a standout choice for those seeking debt relief solutions in Los Angeles.

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FAQs

What services do credit counseling agencies typically offer in Los Angeles?

Credit counseling agencies in Los Angeles generally offer budget counseling, debt management plans, credit report reviews, financial education workshops, and bankruptcy counseling.

How much do credit counseling services cost in Los Angeles?

The cost of credit counseling services in Los Angeles can range from free to around 200 euros, depending on the specific services and agency.

How long does it take to see results from credit counseling?

The timeline for seeing results from credit counseling varies based on individual circumstances. Budget counseling might show immediate benefits, while debt management plans can take several months to a few years.

What should I consider when choosing a credit counseling service?

When choosing a credit counseling service, consider factors such as accreditation, fees, reputation, transparency, and whether they offer customized solutions.

How can credit counseling help improve my credit score?

Credit counseling can help improve your credit score by providing guidance on managing debts, understanding credit reports, and developing strategies to pay off outstanding balances.

Are credit counseling services confidential?

Yes, credit counseling services are typically confidential. Reputable agencies ensure that your personal and financial information is protected.

Can credit counseling agencies negotiate with creditors on my behalf?

Yes, many credit counseling agencies can negotiate with creditors to reduce interest rates or create manageable repayment plans as part of a debt management plan.

Is accreditation important when selecting a credit counseling agency?

Accreditation is crucial as it ensures the agency meets specific standards of professionalism and ethics. Look for agencies accredited by organizations like the National Foundation for Credit Counseling (NFCC).

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